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Create your wallet.

One email, one password. Registering mints a Lightning wallet that is yours from the first second.

Who you are.

Held for the one-time identity check when card issuing goes live — required by the licensed issuer, never shown to a merchant.

Claim your handle.

How people send you money — like an address that reads like a name. Yours forever.

3–20 characters · letters, numbers, underscore

Lock your wallet.

A passkey — Face ID, Touch ID, or your device PIN — is required on every sign-in. Without it, a Wisp account doesn’t exist. There is no skipping this.

Your recovery phrase.

Twelve words are the whole relationship. Written on paper they recover your wallet if you lose every device and password. Anyone holding them holds your account — never type them anywhere but wisp.

Write them down in order.